• Fixed-rate loans: The interest rate remains the same for the life of the loan
• Adjustable-rate loans: The interest rate may change periodically based on market conditions
• Government-backed loans: Insured by agencies like FHA, VA, or USDA, offering favorable terms
• Jumbo loans: Larger loan amounts for more expensive properties
• Reverse mortgages: Borrowers receive payments from the lender, using their home equity

Key Documents Required for Home Loan:

• Home Loan Application Form duly filled and signed, available at your nearest Bank of Baroda branch or the bank’s website.
• 2 Passport size photographs ; one of which should be attested on the application form.
• Home Loan Application Form
  • Identity Proof Documents

    (Any government-approved document with your photograph on it)

    • PAN
    • Aadhaar Card
    • Passport
    • Driver’s License
    • Voter ID Card
  • Age Proof Documents
    • PAN
    • Aadhaar Card
    • Passport
    • Driver’s License
    • Birth Certificate
  • Address Proof for Home Loan

    The document should have your permanent address mentioned on it.

    • Aadhaar Card
    • Passport
    • Driver’s License
    • Bank Passbook
    • Utility Bills